Credit Cards Thailand Most shops and restaurants in Pattaya accept credit cards, but some, especially smaller hotels, gold shops, or travel agencies charge you up to 7 % for using a credit card.
In the Center of Pattaya and in Walking Street there are many Currency Exchange offices. Normally they accept cash and traveler cheques, but some of them don't accept credit cards.
As a foreigner, you can open a Bank account with a Thai Bank as well. The account does not cost you anything, but they charge you for an ATM card approx 200 to 400 Baht per year.
According to Thai Law, the amount of cash money you bring into the country is not limited, unless it is in Thai money (Restrictions!). If you bring a lot of cash money into the country you must / should declare it upon arrival.
On leaving the country the amount of cash money you can take out is limited, regardless of the currency. Please inform yourself about the actual limits and restrictions.